Friday, April 28, 2023

Do not do financing these days. The interest rates are too high. Find a better solution.

@~3:20mins someone mentions them extending the amount of months to drop the monthly payment cost. This has been mentioned in real estate housing as well. This bypasses the issue (short term), but what is the long term result overall? People need to be smarter (do more research, think more deeply about the problem, and think long term) about how they are using their money.


Friday, April 14, 2023

A.I. becoming more accessible?

One of my coworkers is leaving our team, and the company I work for - for other things. It was a surprise, abrupt, and also curious - about where he is going and what it will be, but also if AI can help me craft a farewell messsage. Or atleast a great start at one - for me to edit and make my own - in a very short amount of time...

I noticed a free tool this morning in my news feed and I thought this may be an opportunity to try it out. I have tried a couple of other tools and they worked good. But this tool offered a different approach (AutoGPT). I had read about it before - and seen similar previous offerings as well. But not in an easy to use UI like this...



After editing, my final email was: As you prepare to leave our team, I wanted to take a moment to express my gratitude for all that you've done for us. Your contributions and your guidance to the team have been invaluable in our success. I will always remember how friendly, supportive, knowledgeable, and positive about our products. You have truly been an asset to the team, and I will miss your expertise and leadership. While I am are sad to see you go, I are also excited for you as you embark on your new journey – and curious as well. I wish you all the best in your future endeavors, and I have no doubt that you will continue to excel in whatever you do. Please reach out touch and let me know how you're doing. I would love to hear about your new adventures and successes. Thank you again for everything, and best of luck in your next chapter. 

I am trying to keep an eye on tools that will help me be more efficient, while still maintaining quality. 


Other AI that I have yet to test out:
https://open-assistant.io/chat
https://eugeneyan.com/writing/llm-experiments/
https://twitter.com/_Lonis_/status/1646641412182536196
http://godmode.space/
https://www.debate-devil.com/en
https://github.com/Torantulino/Auto-GPT
https://github.com/varunshenoy/GraphGPT
https://cointelegraph.com/news/chatgpt-like-personal-ai-can-now-be-run-locally-musk-warns-singularity-is-near
https://www.businessinsider.com/amazon-bedrock-aws-ai-chatgpt-dall-e-competitor-2023-4

Wednesday, March 08, 2023

How to better communicate with others (via apps)?


Where are we headed? What app should we use to share/communicate with others in a group setting without ads or having an option to have our data not to be mined or sold?

Is there a way to safely determine what my most used services are (by time and by device(mobile/desktop)? (gmail, voice, outlook, figma, youtube, amazon, etc) - and see a daily/weekly/monthly chart of each at any time? My guess is that I would need to install an app on my phone and have a Windows/MacOS desktop app to do this?

This question was inspired by a discussion here:
https://news.ycombinator.com/item?id=35070060

Some data to review below (*may be biased):
Most Popular Apps 2022 (United States)

TikTok99
Instagram72
Cash App64
WhatsApp63
Snapchat54
Subway Surfers51.4
Roblox50.9
Amazon47
Messenger46.3
Facebook45.5

Most Popular Apps 2022 (Global)
TikTok672
Instagram548
Facebook449
WhatsApp424
CapCut357
Snapchat330
Telegram310
Subway Surfers304
Stumble Guys254
Spotify238


https://www.softwaretestinghelp.com/most-downloaded-apps/

https://www.businessofapps.com/data/most-popular-apps/

https://www.zucisystems.com/blog/15-most-popular-apps-to-download-in-2021/

https://buildfire.com/app-statistics/


Monday, March 06, 2023

Credit Card Processing, Refund Fees and more! What are our options?

FYI - Paypal, Stripe, Shopify and now Square as of this year will not refund processing fees (which is typically a percentage of the sale)?

https://www.youtube.com/watch?v=j40yV7KD62M

https://odysee.com/@rossmanngroup:a/square-merchant-services-screws:3

*Rumor is if you set the transaction to authorize and don't charge until fulfilment you don't pay any fees unless you capture the payment (at least for now, who knows)

Chase supposedly has not implemented this yet?

U.S. Bank will charge you twice for the penalty?

This may cause an uptick in stores adopting restocking fees?

Rumor is that your business bank may have an API key that you can use to build your own website and link your store directly to your bank. There will be a cost to get the site setup to work with it but that should not be all that much to do and is a one time charge. *Ask them if doing this will avoid the cost of refunding processing fees from your customers.

Stax offers a flat subscription fee with no long-term contracts.

https://staxpayments.com/blog/payment-apis-how-they-work/

All traders should specify these charges on receipts. For example: PayPal fee of $25 is 2.5% = $2.50 Non-refundable.

What about offering different payment processors as part of your checkout process? Then clearly marking that "this one charges 30 cents+ 2% of transaction"

This also invents a default "cash discount".

https://www.cryptovantage.com/news/did-strike-global-just-end-transaction-fees-for-the-entire-planet/

2.3% + $0.10 per trans - https://www.clover.com/pricing/quick-service-restaurant

2.75% - https://cash.app/help/US/EN-US/6521-cash-for-business-fees

2.75% fees for USA, refundable if transaction is reversed. https://www.sumup.com/en-us/credit-card-processing-fees/

2.9% + $0.60 per trans - https://support.waveapps.com/hc/en-us/articles/218323823-Wave-Payments-processing-fees-and-timelines

2.99% + $0.15 per trans - https://www.nerdwallet.com/article/small-business/toast-pos-review

Will Ecommerce brands will become their own processor? Lightning Network is a way to achieve this.

A business can accept crypto, as well as any credit card (Visa, Mastercard, AMEX, etc) or fiat. All-in-one solutions are listed below. *What are the fees and service charges?

https://www.pallapay.com/

https://www.ellypos.mk/en/

BTCPay Server Setup: No Fee Bitcoin Only Solution for Merchants - https://www.youtube.com/watch?v=FfXammizweQ


*** JUNE 2023 UPDATE:
Clover, Stripe and PAYPAL ripoff?
Clover screws over restaurants after "no surprises" advertising campaign
https://www.youtube.com/watch?v=zQM2cTxpfJc
No ads video? - https://odysee.com/@rossmanngroup:a/clover-screws-over-restaurants-after-no:e
6 days left to dump Square merchant services before they begin screwing small businesses
https://www.youtube.com/watch?v=GCrxL-lc9d8
No ads video? - https://odysee.com/@rossmanngroup:a/6-days-left-to-dump-square-merchant:9

*** JULY 2023 UPDATE:
Many other options to consider: https://news.ycombinator.com/item?id=36811026

Louis uses https://www.authorize.net and the magento payment gateway - magento.com, which has been bought by Adobe? https://business.adobe.com/products/magento/magento-commerce.html

What about STRIKE?
https://www.paycec.com/faq/what-is-strike-payment-gateway
Strike POS demo - https://www.youtube.com/watch?v=nXYL6k_BHgk
Payment via QR code demo - https://www.youtube.com/watch?v=EWi1xEueISE
STRIKE APP UPDATE! Everything You Need to Know - https://www.youtube.com/watch?v=lqhrCe_jfPM
Official website: https://strike.me/

Thursday, February 16, 2023

The NOSTR protocol is... "Notes and Other Stuff Transmitted by Relays"


Is the NOSTR protocol like a glorified IRC (IRC + public key cryptography + decentralized + unregulated cross-border payments + awesome UX + no ads)?


A Twitter, Mastodon, ActivityPub, Zelle, PayPal, Venmo, etc. killer?


There are many ways to use the protocol, and many services to choose from.
Android
https://play.google.com/store/apps/details?id=to.iris.twa
https://play.google.com/store/apps/details?id=com.vitorpamplona.amethyst&hl=en
iOS
https://apps.apple.com/ca/app/damus/id1628663131
Web Clients
https://iris.to/
https://astral.ninja
https://snort.social
And Desktop clients as well...


Anyone using NOSTR as their social media platform yet? Its not super simple to setup yet...
It is still fairly in the early stages, glitchy at times, but wow look at the stats: https://nostr.io/stats
Here is a guide - https://blog.getalby.com/the-2-minute-alby-guide-to-nostr/

This is a good explainer video: https://www.youtube.com/watch?v=yIccRIEr2gQ

Lightning Network payments and payments: https://www.youtube.com/watch?v=SKKZIrGYkF0

Cash App Bitcoin Lightning Network Tutorial - https://www.youtube.com/watch?v=IQJq_xJX3YU


Some people to possibly follow:
vitalik - npub1xwwhsp9k56dhauz6z6wh9j37jalkf6cq4dhwmus67z3vyvnkjxesf3m33n
hello@getalby.com / npub1getal6ykt05fsz5nqu4uld09nfj3y3qxmv8crys4aeut53unfvl
mallers - npub1cn4t4cd78nm900qc2hhqte5aa8c9njm6qkfzw95tszufwcwtcnsq7g3vle
dorsy - npub1sg6plzptd64u62a878hep2kev88swjh3tw00gjsfl8f237lmu63q0uf63m
snowden - npub1sn0wdenkukak0d9dfczzeacvhkrgz92ak56egt7vdgzn8pv2wfqqhrjdv9
me - lover@getalby.com or npub1jmc8wrf3qf82d4lsnz9g30fl33dmh3yx08ygxtzwcaxauy0z03essjq2ev


RESOURCES
https://github.com/aljazceru/awesome-nostr
https://www.reddit.com/r/nostr/


QUESTIONS
What is trustless??
What are Sats?? What are they worth?
Just how cheap are the fees when sending crypto on the Lightning Network?
Off chain transactions and no zero conf??
Get a LNADDRESS, LNURL via a wallet?
What are Zaps or Lightning Tips? https://stacker.news/items/138303


WALLET INFO
https://money.com/best-crypto-wallets/
Invoice from a third party Lightning wallet?
Breez, wallet of satoshi (custodial)
Alby provides a free lightning address - https://addons.mozilla.org/en-US/firefox/addon/alby/
Your Alby page: https://getalby.com/p/lover
https://getalby.com/node
https://guides.getalby.com/overall-guide/alby-lightning-wallet/connect-your-alby-lightning-wallet-to-other-apps/connect-to-zeus-mobile-app
https://zeusln.app/
cashapp (custodial)
from jack maller - https://zaphq.io/ - https://www.youtube.com/watch?v=dhpg_8D2FPI - https://scribe.rip/@JimmyMow/announcing-zap-a-lightning-network-wallet-47622acd89fb
https://www.coinbeast.com/exchanges/strike
ZEBEDEE gamer wallet (has browser addons) - https://zebedee.io/app
https://phoenix.acinq.co/faq
https://bluewallet.io/
*Use a non-custodial wallet so that you are in control of the funds? (has to be always online? no phone wallet?)
How To Get Your Nostr Account NIP-05 Verified - https://thebitcoinmanual.com/articles/nostr-account-nip-05-verified/

#Value4Value #WebLN #LightningNetwork #BTC #NOSTR

Monday, January 09, 2023

JOB OFFER AT ANTIGUA, APPAREL / REDBUBBLE (FAKE CHECK SCAM)

I got the same initial email on January 4th, from 2 different email addresses:
recruiter@antiguasdesign.us
Doris Williams - recruiter@antiguadesign.online

Hi (my name),
I am Doris Williams and I work as a Talent Acquisition Specialist at ANTIGUA APPAREL. I saw your details through behance.net and I was impressed by your experience. You have a very good portfolio overall. Here at Antigua Apparel we are always looking to grow our teams with talented people and achieve great things together. I’d love to tell you a little more about the opening position and learn a few things about you, as well. Are you available? If so, I’d be happy to coordinate via Skype (live:.cid.7934ff4100a5138c) Work Hours Or Shift: Monday to Friday, 8:30 am - 5: 30 pm Salary: $35 - 90 /Hr I hope you have a great day. Sincerely, Doris Williams

Then a follow up email after my response:
We are currently seeking an innovative and dedicated Graphic Designer, Illustrator, UI/UX Designer, Product Designer, Art Director and Visual Designer, Brand Designer to work via remote base, either part-time or full-time.
I am available anytime between 9:00 am - 5:00 pm Monday through Friday. You can connect with me now if you are available. if not, let me know when you will be.
Just to inform you, Our briefing and interview session will be text-based to monitor and appraise all sections.Your verification code is (G0015), this would serve as your interview verification code throughout the Online hiring process.
here is the new Skype ID: (live:.cid.7934ff4100a5138c) send me an invite when you are ready
I look forward to hearing from you. Thank

I believe this is her profile on LinkedIN - https://www.linkedin.com/in/doris-williams-617509224
Because of the 2 different email addresses, and the fact that the domains of the emails do not resolve correctly, I thought it could be a scam. But, I did reach out to their Skype address and did their text interview on Friday - which seemed real. I then filled out some forms and they sent me an email check Monday for supplies (laptop, internet service, etc) $13,839.09 to deposit. After depositing it, I called the issuing bank to see if the check was real, they asked me for the name of the company, the amount, and the numbers at the bottom of the check. They said it is indeed fake. Yikes!

My original post to Reddit got removed per their rules:
https://new.reddit.com/r/Scams/comments/pi4dmp/psa_phone_numbers_and_personal_information_in/
https://www.reddit.com/r/Scams/comments/107tk4k/job_offer_at_antigua_apparel/

I did some research and found that there are similar fake check job scams:
22-year-old shares nightmare of getting scammed by a fake job: ‘I went from excited to devastated in a month’ - Sept 18, 2022 - CNBC
https://archive.md/SVRLf
Laid-Off Workers Are Flooded With Fake Job Offers - Jan 11, 2023 - WSJ
https://archive.md/jCXJe
What can scammers do with your bank account number?
https://www.aura.com/learn/what-can-someone-do-with-your-bank-account-number

Tuesday update:
I called my bank today to see if there is anything that I need to do to protect myself - and to make sure my account is protected. They told me that they will check with their security team and call me back.
Doris asked me to deposit a new check that is specifically meant for Bank of America. I responded that I called the issuing bank and they said that this check is not valid. I told her to send me a valid check.

2/6/23 Update: My bank took almost 30 days to notify me that the check bounced!
1/13/2023 Returned Check 91762 Maker: ANTIGUA APPAREL Return Reason: Account Not On File Returning Bank/ABA: FARMERS BANK/0 $13,839.09 $12,738.36 01/13/2023 

Are there no systems in place to protect bank customers?
When making a mobile deposit, could there be a prompt that says "If you have any doubt on whether the check is real, call the issuing bank to see if it is valid."?
Are there no systems in place to apprehend the criminals?
Why do banks, state and federal law enforcement not have a team that handles these types of crimes?
Why does it seem that the user/customer bears most of the risk, problems and pain?

Friday, March 11, 2016

Chemical Dependency
























A chemical cure for chemical dependence? This episode (audio) of Radiolab opens my eyes about treatments that seem to have been hidden. Well worth the listen:
http://kottke.org/16/02/a-chemical-cure-for-chemical-dependence

Thursday, March 03, 2016


This article turns what we've been previously thought - around. And for me, it makes a lot more sense. 

Manage Your Energy, Not Your Time
https://hbr.org/2007/10/manage-your-energy-not-your-time
interesting concept (Dapps = decentralized apps)
3 Dapps You HAVE to See 

http://www.lazooz.net/

https://openbazaar.org/
http://www.synereo.com/
and this... https://news.ycombinator.com/item?id=11210590

Wednesday, February 24, 2016

Tuesday, February 23, 2016

Monday, February 22, 2016


I just ran across this article:

http://www.cbc.ca/news/business/android-box-streaming-1.3455524
Here is the $215 box you can purchase in the US:


But of course you can do it for much cheaper (and yes, they are using the same system (XBMC/KODI)).

Ive been doing something similar to this for a couple years now. You can also use an Amazon TV stick instead (as well as other options).

Get KODI here: https://kodi.tv/kodi-16-0-jarvis-mark-xvi/



Tuesday, June 02, 2015

google polymer


I just found out about this last week, but it appears that this has been around for 3 years or more. But when I saw the video about it, I immediately understood that this could be a huge shift in the way we develop things in general. I am currently testing it myself, and learning more about it each day. If you have the time, you should definitely take a look.

browser based tool
https://polymer-designer.appspot.com/


pokemon speak tutorial (and more great info)
http://www.davevoyles.com/google-polymer-and-web-components-tutorial/

HN article
https://news.ycombinator.com/item?id=5720945

catalog of projects
http://builtwithpolymer.org/


chrome browser plugin to show you polymer is being used and what elements
https://chrome.google.com/webstore/detail/polymer-ready/aaifiopbmiecbpladpjaoemohhfjcbdk

host/work with a polymer project in google drive
https://www.youtube.com/watch?v=mckYn7kd4YA

salesforce ux prototype with polymer designer
https://www.youtube.com/watch?v=67FjSemJ7uQ


forum
https://polymer.slack.com
https://plus.google.com/+PolymerProject/posts

download

https://github.com/polymerelements/polymer-starter-kit/releases
https://www.polymer-project.org/1.0/


PAPER (material design) elements - visual examples
https://elements.polymer-project.org/elements/paper-button?active=paper-button&view=demo:demo/index.html
IRON (core) elements - visual examples
https://elements.polymer-project.org/elements/iron-icons?view=demo:demo/index.html
GOLD (ecommerce) elements - visual examples
https://elements.polymer-project.org/elements/gold-cc-cvc-input?active=gold-cc-cvc-input&view=demo:demo/index.html
NEON (animation/sfx) elements - visual examples
https://elements.polymer-project.org/elements/neon-animation?active=fade-in-animation&view=demo:demo/index.html
PLATINUM (offline/push) elements - visual examples
https://elements.polymer-project.org/elements/platinum-sw?view=demo:demo/&active=platinum-sw-fetch
MOLECULES (wrappers for libraries)
https://elements.polymer-project.org/elements/marked-element?active=marked-element&view=demo:demo/index.html
polymer slack channel

build an app with the online tool (google maps)
https://www.youtube.com/watch?v=djQh8XKRzRg
create a website
https://www.youtube.com/watch?v=FarTf5P8Wsg
create a drive client
http://itshackademic.com/static/codelabs/en/4-polymer-drive-client/#1

chrome dev editor
https://chrome.google.com/webstore/detail/chrome-dev-editor-develop/pnoffddplpippgcfjdhbmhkofpnaalpg
Upgrading to Polymer.dart from Web UI
https://www.dartlang.org/polymer/upgrading-to-polymer-from-web-ui.html
installing - a first look
https://www.youtube.com/watch?v=K4Vu2yIaTSM
fireball editor
https://www.youtube.com/watch?v=8U9Ojc8Babc
from 2014
https://www.youtube.com/watch?v=kV0hgdMpH28
web component mashup
https://www.youtube.com/watch?v=75EuHl6CSTo

IO 2015
https://www.youtube.com/watch?v=fD2As5RmM8Q
IO 2014
https://www.youtube.com/watch?v=8OJ7ih8EE7s
web components in action 2013
https://www.youtube.com/watch?v=0g0oOOT86NY

manually operated automobiles obsolete? how soon is now?



Google, UBER, Apple, and car manufacturers are rumored to be developing/testing driverless cars. I think that cars could be our future public transit system. The public could donate their car for a discount or a limited use of the transit system. The users of this system would ride in the automatic driving cars, to and from destinations by request via their smartphone app. The cars would routinely be refueled, cleaned, washed, checked, repaired and maintained at nearby hubs/stations. Why would anyone want to own a car if cars were easily and readily available at any time?

PROS
-safer? less accidents? saving more lives?
-more efficient in energy expenditure
-traffic lights/speed traps/police patrol/speed limits could become a thing of the past
-no more purchasing of cars by the general public (they will be owned by the service operator?)
-no need for personal car insurance? this will most likely be transitioned to something else
CONS
-loss of jobs. no need for truck drivers, bus drivers, forklift drivers and more
UBER DRIVERLESS CARS
http://www.csmonitor.com/Technology/2015/0522/Why-Uber-s-driverless-car-has-been-spotted-all-over-Pittsburg

Sunday, March 23, 2014

exploring the darknet and more



darknet (or 'privacy network') systems:
TOR
https://www.torproject.org/download/download-easy.html.en
To get you started, here is the link for the Hidden Wiki. This is where most people start their journey.
http://kpvz7ki2v5agwt35.onion

I2P
http://geti2p.net/en/

dot-bit
Namecoin is creating a higher quality 'darknet' which cannot be censored, through the power of virtual currency.
http://www.freespeechme.org/

dotbit.me .bit web surfer for google chrome
https://chrome.google.com/webstore/detail/dotbitme-bit-web-surfer/kkjfoinnbmgmjgmiakbbhggdmccbjhga?hl=en

dot-bit-proxy-extension for google chrome
https://chrome.google.com/webstore/detail/dot-bit-proxy-extension/boghalnjcplaepdogcbcfjgbaooakkik?hl=en

There is a lot of confusion in the media about this topic. Firstly, the darknet is sometimes confused with the deep web. The deep web refers to all parts of the internet which cannot be indexed by search engines, and so can't be found using Google searches. Expert estimates suggests that this deep web is hundreds of times larger than the 'surface web' (i.e. the internet you can get to from Google), leading to a certain amount of hysteria in some quarters. In fact the deep web includes large databases, libraries and members only websites which are not available to the general public. Most of the deep web is composed of academic resources maintained by universities, and contains nothing sinister whatsoever. Alternative search engines are available which are able to access parts of the deep web. One example of this which is aimed at the academic community is http://infomine.ucr.edu/.

Disconnect: open source extension makes the web more private, secure, faster
https://news.ycombinator.com/item?id=7456269

>> 51 free tools to stay invisible on the internet

IRC (internet relay chat) - a tool to connect you with people on the internet
https://en.wikipedia.org/wiki/Irc

http://searchirc.com/
http://www.irchelp.org/irchelp/chanlist/?
https://en.wikipedia.org/wiki/List_of_Internet_Relay_Chat_commands
http://www.wikihow.com/Get-Started-with-IRC-(Internet-Relay-Chat)
https://www.google.com/search?q=irc+in+browser&oq=irc+in+browser&aqs=chrome..69i57j0l5.2353j0j7&sourceid=chrome&espv=210&es_sm=119&ie=UTF-8#q=use%20irc%20in%20browser

Resources: 01, 02

Monday, March 10, 2014

android privacy options



cyanogenmod with privacy guard - Granular control over permissions for each app with a simplified control interface
http://www.androidcentral.com/cyanogenmod-updating-privacy-guard-20-new-features-coming-cm102

or openpdroid, or both. the cool thing about openpdroid is that you can spoof location requests too. also, i don't think any other privacy app allows you to block requests to sim and imei info
http://www.xda-developers.com/android/openpdroid-brings-an-open-source-privacy-solution/

I believe XPrivacy looks more promising than OpenPDroid. First of all Xposed Framework feels easier to integrate - no need to mess with full-fledged ROM embedding, just light patch to the Dalvik and reboot.
http://forum.xda-developers.com/showthread.php?t=2320783

Info originally from this article
https://news.ycombinator.com/item?id=7369236

Thursday, January 02, 2014

Stream Media to ChromeCast


Push content from your mobile to your tv with $35 Chromecast.  Right now, you can only stream Web-based media content, but that may change soon? And as of yet, there is no XBMC hack either...





So do take a look at the Roku or other Android TV sticks that basically let you add the Android OS and all its functionality to your TV via an HDMI port. Such devices include the Mini iMito MX1, Favi SmartStick, and Plair 2.  

>> https://github.com/entertailion/Fling
>> ChromeCast - supported media file types
>> iPhone app for ChromeCast
>> Android to ChromeCast
>> reddit community discussion on ChromeCast, and another
>> AVS ChromeCast forum
>> XDA community discussion
>> XBMC forum on ChromeCast

For more advanced users:

>> Plex to ChromeCast
>> FlashCast for ChromeCast
>> Local Media Playback for ChromeCast (via any OS? computer)
>> ChromeCast emulation app
>> Turn Your PC Into A ChromeCast With Leapcast
>> https://github.com/dz0ny/leapcast
>> Google ChromeCast on OSX without a Chromecast Device
>> RemoteCast beta for Android
>> BubbleUPnP
>> BubbleUPnP playing XBMC video to ChromeCast
>> ChromeCast: Cast movies from your Desktop Computer
>> Google Cast (chrome extension)
>> ChromeCast photos - chrome extension
>> QuikIO HD (acquired by yahoo)
>> QuickIO on iTunes
>>
Use your ChromeCast with Gallery, Dropbox, Google Drive?


>> More information may be found in this article

Tuesday, December 31, 2013

security, privacy and more

If you've got nothing to hide, you've got nothing to fear. I used to think the same thing. However, it is not explained away so easily... You have no idea if you have something to fear or not, because you do not know what the government does with the data it collects. And how exactly it can use it against you - or to threaten you. And, if they can get this data - so can hackers. So why not try to protect/encrypt what you can? 

Im not asking you to act or be paranoid, but to try to be more knowledgeable about the subject.

Privacy Is Not Secrecy; Debunking The 'If You've Got Nothing To Hide...' Argument
>> 01, 02, 03, 04, 05, 06

Google is able to provide free services such as google voice, gmail, google docs - by having access to your data, and using it. Microsoft, Yahoo, and others probably do as well. Would you pay for these services - if they were not looked at by corporations?

Do you want to see some of the basic data you are currently sharing?
https://www.tracemyip.org/
https://panopticlick.eff.org/

WEB BROWSER
>> Orweb for Android
>> Snowbunny for iOS
>> browzar for Windows
Start using the https extension when you visit any website. Whether you are using your desktop or mobile device. Even if you dont install the extension, you can add it to the URL you are visiting manually.

Block Ads, Scripts, and Popups with AdBlock Plus (Firefox/Chrome extension).

>> More browser extensions that can protect you
>> More advanced info
>> More browser security information

EMAIL 
If you have the option of 2 step verification, you should implement it. Google, facebook, microsoft, and others are using it - and you should too. There is also multi-factor verification, but few are using it at this time.

WEB SEARCHES
Use this for web searches: https://duckduckgo.com

TEXTING
>> Article: Free texting app has military-grade encryption, messages self-destruct
>> MyWICKR app for android / iphone
encrypted sms
encrypted chat

CHAT
https://pidgin.im
https://crypto.cat

encrypted mobile calls


WIFI
>> Article: The dangers of public wifi

FILE ENCRYPTION
>> Cloudfogger - Free File Encryption for Dropbox and the Cloud

MISC
- Don’t use pop or telnet
- If you can : Use a VPN connection
- Always activate your personal firewall
>> PRISM-PROOF YOUR PHONE WITH THESE ENCRYPTED APPS AND SERVICES

This is from a videogame, but it may give a glimpse into the future: