Do not do financing these days. The interest rates are too high. Find a better solution.

@~3:20mins someone mentions them extending the amount of months to drop the monthly payment cost. This has been mentioned in real estate housing as well. This bypasses the issue (short term), but what is the long term result overall? People need to be smarter (do more research, think more deeply about the problem, and think long term) about how they are using their money.