Ripple allows anyone to make currency trades directly without requiring
brokers or centralized Forex markets. Any Ripple user — a professional
currency trader, someone looking to diversify their currency holdings,
or a traveler preparing for a vacation abroad — can submit a currency
trade order to the Ripple network. The Ripple protocol automatically
searches the network, finds the best available matching order, and
completes the trade. No brokers or central exchanges are required. There
are no broker fees or trade delays. Ripple allows real-time, direct,
P2P currency exchanges on a global network.
https://ripple.com/blog/snapswap-becomes-first-u-s-ripple-gateway-opencoin-to-send-1000-xrp-to-new-snapswap-users/
http://www.newfination.com/2013/08/10/snapswap-connects-your-bank-account-with-your-ripple-wallet-denis-kiselev/4185/
http://www.newfination.com/2013/08/08/ripple-wallet-review-try-the-ripple-multi-currency-network-and-buy-some-xrp/4124/
https://ripple.com/guide-to-ripple-gateways/
https://www.snapswap.us
$1000 daily limit, 2-3 business days interaction btwn ACH banks
Is there a snapswap/ripple mobile app?
https://play.google.com/store/apps/details?id=com.phonebank.ripplewallet&hl=en